{"id":4987,"date":"2023-10-04T08:18:06","date_gmt":"2023-10-04T08:18:06","guid":{"rendered":"https:\/\/toolkit.bbroshost.com\/?p=4987"},"modified":"2023-10-04T08:18:09","modified_gmt":"2023-10-04T08:18:09","slug":"otvaranje-bankovnog-racuna-za-mmsp-na-kosovu-sveobuhvatni-vodic-2","status":"publish","type":"post","link":"https:\/\/kcdf.org\/toolkit\/sr\/otvaranje-bankovnog-racuna-za-mmsp-na-kosovu-sveobuhvatni-vodic-2\/","title":{"rendered":"Otvaranje bankovnog ra\u010duna za MMSP na Kosovu: Sveobuhvatni vodi\u010d\u00a0"},"content":{"rendered":"\n<p>Kretanje kroz slo\u017eenost finansijskog pejza\u017ea je klju\u010dno za bilo koja mikro, mala i srednja preduze\u0107a (MMSP) koja imaju za cilj dugove\u010dnost i uspeh. Nakon registracije va\u0161eg poslovanja u Kosovskoj agenciji za registraciju preduze\u0107a (ARBK), slede\u0107i klju\u010dni korak je otvaranje bankovnog ra\u010duna. Poslovni bankovni ra\u010dun ne samo da predstavlja osnovu za upravljanje finansijama, ve\u0107 i za pridr\u017eavanje poreskih obaveza i olak\u0161avanje drugih finansijskih transakcija.&nbsp;<\/p>\n\n\n\n<p>Ovaj sveobuhvatni vodi\u010d ima za cilj da pomogne MMSP, posebno onima koje vode \u017eene i manjine, u razumevanju zahteva i procesa uklju\u010denih u otvaranje bankovnog ra\u010duna na Kosovu.&nbsp;<\/p>\n\n\n\n<p><strong>Preduslovi<\/strong>&nbsp;<\/p>\n\n\n\n<p>Pre nego \u0161to se upustite u ovo putovanje, uverite se da je va\u0161 posao propisno registrovan u Kosovskoj agenciji za registraciju preduze\u0107a (ARBK). Registracija biznisa je prethodnica svakom finansijskom poslovanju i obavezna je za otvaranje bankovnog ra\u010duna.&nbsp;<\/p>\n\n\n\n<p><strong>Potrebni dokumenti<\/strong>&nbsp;<\/p>\n\n\n\n<p>Bi\u0107e vam potreban niz dokumenata da biste otvorili poslovni bankovni ra\u010dun na Kosovu. Oni se mogu \u0161iroko klasifikovati u:&nbsp;<\/p>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong>Za sve vrste poslovanja<\/strong>\u00a0<\/mark><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Potvrda o registraciji poslovanja i informacije o poslovanju<\/strong>: Ovo su dokumenti koje dobijate nakon uspe\u0161ne registracije u KBRA.&nbsp;<\/li>\n\n\n\n<li><strong>Fotokopija paso\u0161a direktora(a)<\/strong>: Identifikacija je klju\u010dna za svaki pravni postupak, a otvaranje bankovnog ra\u010duna nije ni\u0161ta drugo.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong>Za strane poslovne organizacije<\/strong>\u00a0<\/mark><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Ugovor ogranka<\/strong>: Potrebno samo za strane kompanije koje otvaraju filijalu na Kosovu.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong>Za dru\u0161tva sa ograni\u010denom odgovorno\u0161\u0107u<\/strong>\u00a0<\/mark><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Sporazum i statut<\/strong>: Ovo su deo va\u0161ih dokumenata o osnivanju i od su\u0161tinskog su zna\u010daja za bankovne procedure du\u017ene pa\u017enje.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\"><strong>Za akcionarska dru\u0161tva<\/strong>\u00a0<\/mark><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Dokumenti o osnivanju<\/strong>: Sli\u010dno dru\u0161tvima sa ograni\u010denom odgovorno\u0161\u0107u, deoni\u010dka (akcionarska) dru\u0161tva moraju dostaviti svoje dokumente o osnivanju.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-red-color\">Proces<\/mark><\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Posetite Va\u0161u odabranu banku<\/strong>: Prisustvo direktora(a) je obavezno za otvaranje ra\u010duna. Obavezno ponesite svu tra\u017eenu dokumentaciju.&nbsp;<\/li>\n\n\n\n<li><strong>Du\u017ena pa\u017enja od strane banke<\/strong>: Banka \u0107e obaviti svoje procedure du\u017ene pa\u017enje, unakrsno proveriti dokumente i osigurati da ispunjavaju sve kriterijume.&nbsp;<\/li>\n\n\n\n<li><strong>Otvaranje ra\u010duna<\/strong>: Nakon \u0161to banka bude zadovoljna procesom verifikacije, nastavi\u0107e sa otvaranjem va\u0161eg poslovnog bankovnog ra\u010duna.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p><em>Primer: Otvaranje bankovnog ra\u010duna za poljoprivrednu zadrugu&nbsp;<\/em><\/p>\n\n\n\n<p>Hajde da razmotrimo primer zemljoradni\u010dke zadruge registrovane na Kosovu. Nakon uspe\u0161ne registracije u ARBK, direktor zadruge u pratnji ovla\u0161\u0107enog lica treba da poseti banku koja odgovara njihovim poslovnim potrebama. Oni treba da nose potvrdu o registraciji preduze\u0107a, podatke o poslovanju i fotokopije paso\u0161a. Nakon rigoroznog, ali jednostavnog procesa, banka \u0107e otvoriti ra\u010dun koji omogu\u0107ava zadruzi da nesmetano upravlja svojim finansijama.&nbsp;<\/p>\n\n\n\n<p><strong>Naredni koraci<\/strong>&nbsp;<\/p>\n\n\n\n<p>Nakon otvaranja bankovnog ra\u010duna, va\u0161 slede\u0107i trenutni korak bi trebalo da bude da se registrujete u Poreskoj upravi Kosova (PUK) da biste dobili potvrdu o fiskalnom broju i potvrdu o PDV-u. Ovo uskla\u0111uje va\u0161e poslovanje sa poreskim zakonima Kosova i obavezan je zahtev za sva MMSP.&nbsp;<\/p>\n\n\n\n<p>Otvaranje bankovnog ra\u010duna za va\u0161e MMSP na Kosovu je pojednostavljen proces, iako zahteva rigoroznu dokumentaciju. Pobrinite se da imate sve svoje dokumente i zapamtite da je prisustvo direktora obavezno za proces. Nakon \u0161to uspe\u0161no otvorite svoj bankovni ra\u010dun, na dobrom ste putu da upravljate finansijskim aspektima efikasnog vo\u0111enja poslovanja.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kretanje kroz slo\u017eenost finansijskog pejza\u017ea je klju\u010dno za bilo koja mikro, mala i srednja preduze\u0107a (MMSP) koja imaju za cilj dugove\u010dnost i uspeh. Nakon registracije va\u0161eg poslovanja u Kosovskoj agenciji [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3104,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[198],"tags":[],"class_list":["post-4987","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-stvaranje-biznisa-i-registracija"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.5 (Yoast SEO v21.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Otvaranje bankovnog ra\u010duna za MMSP na Kosovu: Sveobuhvatni vodi\u010d\u00a0 - Inclusive Economic Engagement<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kcdf.org\/toolkit\/sr\/otvaranje-bankovnog-racuna-za-mmsp-na-kosovu-sveobuhvatni-vodic-2\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Otvaranje bankovnog ra\u010duna za MMSP na Kosovu: Sveobuhvatni vodi\u010d\u00a0\" \/>\n<meta property=\"og:description\" content=\"Kretanje kroz slo\u017eenost finansijskog pejza\u017ea je klju\u010dno za bilo koja mikro, mala i srednja preduze\u0107a (MMSP) koja imaju za cilj dugove\u010dnost i uspeh. 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